Paytm: Secure UPI Payments

Editor's Review

Paytm (पेटीएम) is India's leading payment app, trusted by over 45 Crore Indians! 🇮🇳 It is your all-in-one solution for seamless and secure transactions. Whether you need to send money, recharge your mobile, pay bills, or book tickets, Paytm has you covered! 📱

Key Features:

UPI Payments: Send money to friends and family using your mobile number via Paytm UPI, even if they are not on Paytm! 💸 Scan any QR code at grocery stores, petrol pumps, restaurants, and more to make quick and easy payments. 🛍️ Paytm is now powered by top Indian banks like Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a secure banking experience for all users. 🏦

Safe, Reliable, and Superfast UPI Payments:

• Enter your mobile number and transfer money to anyone using Paytm UPI.
• Check your bank account balance and view transaction history directly on Paytm.
• Your UPI ID is a unique identifier for making payments using the Unified Payment Interface (UPI).
• Set your UPI PIN (a 4 or 6-digit number) for secure transactions.
• Use UPI Lite for lightning-fast UPI Payments up to ₹4000 per day without needing a PIN. ⚡

RuPay Credit Card Integration:Building on the convenience of UPI, Paytm offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.💳

Benefits of using RuPay Credit Card on Paytm:

• UPI payments via Credit Card: Add your credit card easily on Paytm and pay at any shop without any CVV/OTP.
• Hassle-free & safe payments: No need to carry credit cards everywhere.
• Get Rewards & Cashbacks: Earn rewards and cashbacks on all your Paytm payments.🎁

Safe & Contactless Payments: Pay using the Paytm UPI Payments app, mobile number, or by scanning QR codes at nearby retail stores, pharmacies, restaurants, petrol pumps, etc. 📍

Online Payments: Make payments on food delivery, grocery, shopping, entertainment apps/sites, and 100+ other apps. 🍕🛒🎬

Recharge and Utility Bill Payments: Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH, etc.), or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax, etc. 💡 Find the latest prepaid recharge plans & mobile recharge offers on Jio, Airtel, Vodafone Idea (VI), MTNL & BSNL recharges. You can also recharge any FASTag. ⛽

Paytm ONDC: Order groceries, food, and home decor items on Paytm ONDC and get the best deals! 🍔🏠

Check Free Credit Score: Keep track of your financial health with a free credit score check. 📊

Instant Personal Loans:

• Loan amount starting from ₹50,000 to ₹25 lac
• Repay loan over 6-60 months
• Annual interest rate: 10.99%-35%
• Loan processing fee: 0-6%

Book Tickets: Paytm is an authorized IRCTC partner for booking train, bus, and flight tickets. Check PNR status and live train status with ease. 🚆✈️

Features

• Send money via Paytm UPI to anyone

• Scan QR codes for quick payments

• Recharge mobile and pay utility bills

• UPI Lite for fast payments up to ₹4000

• Pay with RuPay Credit Card on UPI

• Contactless payments at offline stores

• Pay at online stores for various services

• Order groceries and food on Paytm ONDC

• Check free credit score instantly

• Get instant personal loans

• Book tickets for trains, buses, and flights

Pros

• Safe and reliable UPI payments

• Convenient RuPay credit card integration

• Easy mobile recharge and utility bill payments

• Option to order groceries and food on ONDC

• Check credit score for free

• Book tickets for trains, buses, and flights

Cons

• Personal loans are only available to Indian citizens

• Interest rates on personal loans can be high