paypal

Editor's Review

PayPal is your go-to app for smart and secure shopping, both online and in-store! 🛍️💰 Earn cash back on brands you adore, send money to friends with ease, and manage your finances all in one place. It's designed to make your life simpler and more rewarding. 🎁

Save Offers in the App: Unlock cash back offers* from your favorite brands and watch them automatically apply at checkout. It’s like getting paid to shop! *Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms. 🤩

Send and Request Money for Free: Securely send and receive money with just about anyone in 120+ countries! It’s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance. No more IOUs or complicated transfers! 💸🌍

Get the PayPal Debit Card and Earn Cash Back: Request your card right in the app. No credit check required. Shop with your PayPal balance everywhere Mastercard® is accepted and earn 5% cash back on a category you choose each month*. *5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal. A PayPal balance account is required to get the card. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding. 💳

Grow Your Money with High-Yield PayPal Savings: Roll your money into PayPal Savings and earn a competitive APY*. Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows. *PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings. 🏦

Track Your Packages: View your orders and their delivery status right from the PayPal app–even if you didn’t pay with PayPal. Simply link your Gmail or Outlook to get started. Get live updates each step of the way until they arrive safely at your door. Not all sellers are participants. Never lose track of a delivery again! 📦

Pay in 4 with No Late Fees: Split everyday purchases into 4 interest-free payments at millions of online stores. No late fees. No impact to your credit score. Manage payments right in the app. *Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. Divide and conquer your shopping expenses! ➗

Availability of features varies by market. PayPal - 2211 N 1st St San Jose, CA 95131. 😊

Features

• Cash back offers from favorite brands

• Free money transfers to friends and family

• PayPal Debit Card with cash back rewards

• High-yield savings account integration

• Package tracking for online orders

• Pay in 4 with no late fees

• Secure in-store and online shopping

• Manage account directly in the app

Pros

• Earn cash back on eligible purchases

• Securely send and receive money

• Manage finances in one app

• Track packages easily

• Split purchases into 4 payments

Cons

• Feature availability varies by market

• Cash back and APY rates are subject to change