N26 — Love your bank

Editor's Review

Welcome to N26, the bank designed to fit seamlessly into your modern life! 🤩 With millions of users trusting this beautifully simple app, you're in good company. N26 lets you bank, save, and invest all in one place, right from your smartphone.📱

Banking Made Easy:

Say goodbye to traditional banking hassles! 👋 Manage your finances effortlessly with the N26 app. Pay with a tap using your virtual N26 Mastercard and Google Pay. Choose from five new virtual card designs to express your personality. 💳 Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees. 💸

Premium Perks:

Unlock even more features with N26 Smart, N26 You, and N26 Metal accounts. Enjoy enhanced banking experiences tailored to your needs. 🌟

Shared Finances:

Simplify shared expenses with N26 joint accounts. Get dedicated IBANs, handy insights, and user-friendly features for easy management. 🤝

Flexible Financing:

Turn future plans into reality today! Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (available in Germany and France). 💰

Business Banking:

Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard. 💼

24/7 Support:

Have questions? Contact us day and night via the chat in your N26 app — in five languages. 💬

Saving Simplified:

Grow your money with N26 Instant Savings, offering full flexibility no matter your membership. Earn interest on all your savings with no deposit limits and access your funds anytime. 📈 Organize your money into N26 Spaces sub-accounts to save for all your goals, and automate your savings with N26 Round-ups. Get smart tools to help you budget the simple way and keep track of all your money with Insights. 📊

Investing Made Accessible:

Choose from hundreds of stocks and ETFs* and manage your money and investments without downloading another app. Get a complete overview of your portfolio, transaction fees, gains, and losses. 📈 Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You. Automate your investments with our free, fully-flexible investment plans. 🤖

Security and Control:

As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands. 💪 Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly. 👀 Bank in dark mode for added personalization. 🌙

Join the millions who trust N26 for a seamless and secure banking experience! 🚀

Features

• Virtual Mastercard and Google Pay integration

• MoneyBeam for instant transfers to other users

• Premium accounts with extra perks and features

• Joint accounts with dedicated IBANs

• Installment plans for eligible past purchases

• Business accounts with cashback rewards

• 24/7 customer support via in-app chat

• Savings accounts with interest and full flexibility

Pros

• Manage finances, save, and invest in one app

• Global money transfers with no hidden fees

• Customizable security settings for account control

Cons

• Overdraft and credit features limited to some countries

• Investment options may not be available in all regions