Zopa Bank

Editor's Review

👋 Hi, we’re Zopa — your go-to award-winning bank 🏆 that lets you manage your money right from your couch! With our super simple app, getting your finances in order is easier than ever, no matter where you are. Whether you’re looking to save 💰, budget 📊, or borrow 💸, Zopa has got you covered. Join over 1 million happy customers by downloading the Zopa app today!

Save with Zopa

Recognized as Moneynet’s Best Savings App of 2024 🏅, we know a thing or two about helping you save. Everyone’s saving goals are unique, so we let you mix and match with our range of easy access, boosted interest, and cash ISA pots to create a combo that’s perfect for you. Plus, our auto-save feature 🤖 lets you stash away money without even lifting a finger. Save for all your dreams under one convenient virtual roof!

Budget with Zopa

Tired of juggling multiple apps just to keep tabs on your spending? 😫 We feel you! That’s why we welcome your non-Zopa accounts – yes, we’re talking credit cards, savings, and bank accounts – all in one place. Manage your entire financial world right here. We even let you move money between your different accounts within the Zopa app 🔄, because making your life easier is what we’re all about. And with Insights, you’ll get personalized tips based on your spending habits, helping you make the most of your hard-earned money. 💡

Borrow with Zopa

Whether you’ve got a Zopa credit card, personal loan, or car finance, keeping track of your borrowing is a breeze in our app. Monitor your balance and make extra payments with just a few taps. And with Borrowing Power 💪, you’ll get actionable ideas that can help improve your credit score and reduce debt. Sounds good? The British Bank Awards agrees, awarding us 2023’s Best Personal Loans Provider. 🏦

So, whether you’re looking to save, budget, or borrow, Zopa makes it simple and stress-free. 😌 Plus, if you ever need a hand, our friendly team of humans is always ready to chat. You can find the best ways to reach us on our website. Let’s make managing money a joy, not a chore! 🎉

Features

• Mix and match savings pots

• Manage external accounts

• Personalized credit score improvement ideas

• Easy loan and credit card management

• FSCS protection up to £85,000

• Access to helpful human support

• Auto-save feature for effortless saving

• Insights for smarter spending

Pros

• Manage finances from your sofa with ease

• Mix and match savings options for your goals

• Personalized insights to improve your finances

• Manage Zopa loans and credit card repayments easily

• FSCS protection up to £85,000 for peace of mind

Cons

• Reliance on app for managing finances

• Limited to services offered by Zopa