Zelle

Editor's Review

Zelle® has transformed the way people send and receive money! 🚀 Partnering with leading banks and credit unions across the U.S., Zelle provides a fast, safe, and easy way to send money to your friends and family. 💸

Money moves quickly, directly from one bank account to another. If your bank or credit union offers Zelle, you'll find it conveniently located within your existing mobile banking app or online banking platform. If not, the Zelle app is available to send money to other enrolled Zelle users who have access through their financial institution. 🎉

Using just your recipient’s email address or U.S. mobile number, you can easily settle up with almost anyone you know and trust. Best of all, Zelle doesn’t charge any fees to use the service! (However, it's worth noting that mobile carrier or bank fees may apply). 📱

Getting started with Zelle is a breeze:

1. Download the Zelle app. 📲
2. Enroll using a Visa® or Mastercard® debit card linked to a U.S. checking account; or
3. Enroll your U.S. checking account by using your online banking username and password, if your bank supports this feature*. 💻
4. Choose a person to pay or request money from by entering their U.S. mobile number or email address. 📧
5. Confirm the amount and hit send. If they’re already enrolled with Zelle, they’ll typically get the money in minutes. If they aren’t, they will be notified and can follow a few simple steps to complete the payment. ⏰

*Some banks allow customers to enroll in the Zelle app using their online or mobile banking username and password.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

Please remember, you must have a bank account in the U.S. to use Zelle. 🏦

Features

• Send money to friends and family quickly ⏰

• Transfers money directly between bank accounts 🏦

• Use recipient's email or U.S. mobile number 📱

• No fees for using the Zelle service 🎉

• Enroll with Visa or Mastercard debit card 💳

• Enroll using online banking username and password 💻

• Request money from others easily 🤝

• Available through many bank mobile apps 🏦

Pros

• Fast transfers directly from bank to bank 🚀

• No fees to use the Zelle service 🎉

• Easy to send money using email or mobile number 📱

Cons

• Requires a U.S. bank account 🏦

• Mobile carrier or bank fees may apply 📞