USAA SafePilot

Editor's Review

The USAA SafePilot App 📱 is designed to promote safer driving habits and reward USAA members with auto insurance discounts. 💰 Currently, participation is limited to USAA members with an active auto insurance policy in select states. 🗺️

SafePilot actively monitors your driving behavior, including phone handling, hands-free phone use, harsh braking, and the amount you drive. 🚦 By tracking these habits, the app provides valuable insights into your driving style and areas for potential improvement. 📈

Eligible members can receive an initial discount of up to 10% just for enrolling and participating in the program! 🎉 Furthermore, safe drivers can earn a premium discount at renewal time, leading to significant savings over the long term. 💸

All members of a household included on a USAA auto insurance policy can participate, and the earned discount is based on an average of each driver’s individual score. 👨‍👩‍👧‍👦 This encourages everyone in the family to drive safely and contribute to overall savings. 👨‍👩‍👧‍👦💰

Visit usaa.com/insurance/safedriving to learn more about the program and check state eligibility. 🌐

Embrace safer driving, reduce your insurance premiums, and make the roads safer for everyone with USAA SafePilot! 🌟

Features

• Monitors phone handling while driving

• Tracks hands-free phone usage

• Detects harsh braking events

• Measures total driving time and distance

• Calculates a driving safety score

• Provides up to 10% enrollment discount

• Offers renewal premium discounts

• Household participation for combined scores

Pros

• Potential for significant premium discounts

• Encourages safer driving habits

• Monitors driving for all household members

• Easy to understand driving scores

• Provides feedback for improvement

Cons

• Limited to USAA members in select states

• Requires active auto insurance policy

• Constant monitoring may feel intrusive