Prosper: Personal Loans

Prosper: Personal Loans

RatingRatingRatingRatingRating4.57

4.57

Ratings

100K+

Downloads

4+

Age

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App Name

Prosper: Personal Loans

Category

Finance

Download

100K+

Security

Safe

Developer

Prosper Marketplace, Inc.

Price

Free

Ready to explore your personal loan options? Download the Prosper: Personal Loans App now and take control of your financial future! 🚀💰
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Editor's Review

Looking for a straightforward way to manage your finances? The Prosper: Personal Loans App offers a seamless experience for both new and existing borrowers. Whether you're exploring loan options or managing your current loan, this app provides the tools you need right at your fingertips.📱

New to Prosper? You can quickly estimate your loan amount, interest rates, and monthly payments in just a couple of minutes, without needing to share your personal contact information. If the terms look good, you can apply in less than 5 minutes and potentially receive funding the next day! 💰 With access to fixed-rate, low-interest personal loans from $2,000 to $50,000, it’s a great way to consolidate debt or finance a big purchase.💸

Already a Prosper borrower? Managing your loan is now easier than ever. You can log in securely using Fingerprints or Face Recognition, make payments, set up automatic payments, and track your loan progress all in one place. No more forgotten passwords! 🔒

Let's dive deeper into what makes this app so useful: You can get an estimated loan amount and interest rate in just a few taps. Choose a loan term that fits your budget, with options for a minimum of 2 years or a maximum of 5 years. The app also allows you to pick up right where you left off if your application gets interrupted, making the process hassle-free.👍

Prosper was founded in 2005 and has facilitated over $19 billion in personal loans to more than one million people. It operates as a peer-to-peer lending marketplace, connecting borrowers with investors. This innovative approach allows individuals and institutions to invest in loans and earn solid returns. 🏦

Keep in mind that while the APRs range from 8.99% to 35.99%, the lowest rates are reserved for the most creditworthy borrowers. Eligibility for loans up to $50,000 depends on the information you provide in your application. Also, loan eligibility is not guaranteed and requires that investors commit funds to your account and that you meet certain credit conditions.✔️

Overall, the Prosper: Personal Loans App simplifies the loan process, providing convenience and security whether you’re a new applicant or a returning borrower. Start exploring your options today! ✨

Features

  • Estimate loan amount in just two minutes

  • Choose between 2-year or 5-year loan terms

  • Submit applications directly from your phone

  • Fixed-rate, low-interest personal loans

  • Next-day funding if you meet conditions

  • Manage loans with fingerprint or face recognition

  • Track loan progress easily

  • Set up automatic payments

Pros

  • Quickly estimate loan amount and interest rates

  • Apply for a loan in less than 5 minutes

  • Manage your loan easily from anywhere

  • Use Face Recognition/Fingerprints for easy access

  • Make or schedule payments conveniently

Cons

  • APR can be as high as 35.99%

  • Origination fees vary between 1% and 9.99%

  • Loan eligibility is not guaranteed


Ratings:

4.57
3.99

Downloads:

100K+
1B+

Age:

4+
4+
Prosper: Personal Loans
Prosper: Personal Loans
Prosper: Personal Loans
Prosper: Personal Loans
Prosper: Personal Loans
Prosper: Personal Loans
Prosper: Personal Loans