Perpay - Shop and Build Credit

Editor's Review

Are you looking for a way to shop now and pay later while building your credit? Look no further! 🎉 Perpay offers you the opportunity to get up to $1,000 to spend on top brands in electronics, home goods, apparel, and more, all within the Perpay Marketplace. What's even better? You can pay over time with no interest or fees on marketplace purchases! 🛍️

Perpay+ allows you to report your Perpay Marketplace payment history to all three credit bureaus, helping you build credit while you shop. 📈 Imagine improving your credit score simply by making your regular purchases! 🤩

The Perpay Credit Card offers access to a credit line up to $1,000 with 2% rewards. 🎁 There’s no hard credit check, no security deposit, and no annual fee. The Perpay Credit Card is issued by Celtic Bank.💳

With Perpay, you get a seamless way to shop, build credit, and manage your finances responsibly. It's designed to help you achieve your financial goals while enjoying the things you need and want. 🏦✨

Features

• Get up to $1,000 to spend

• Build credit with automatic payments

• Shop top brands on the Perpay Marketplace

• Apply for the Perpay Credit Card

• No hard credit check

• Earn 2% rewards with the credit card

• Report payment history to credit bureaus

• No security deposit required

Pros

• No hard credit check for credit card application

• Opportunity to build credit history

• Access to a marketplace with top brands

• 2% rewards on Perpay Credit Card purchases

Cons

• Monthly card servicing fee may apply

• APR for the credit card varies