Debut

Editor's Review

Debut is a brand-new mobile banking app designed and built right here in Aotearoa 🇳🇿. Our mission is ambitious: to put $1 Billion back into the pockets of Kiwis by creating a banking experience that truly benefits you. Forget the traditional banking hassles and join us as we build the future of finance in New Zealand!

Here’s what Debut offers:

• Quick and Easy Sign-Up: Get started in minutes! Have your ID handy and breeze through our simple sign-up process. No more lengthy paperwork or branch visits! 💨

• Debut Ora Mastercard (Free!): Order your very own Debut Ora Mastercard with no annual fees. Enjoy seamless spending and easy access to your funds.💳

• Virtual Tonu Cards: Take control of your payments with virtual Tonu cards. These cards offer a separate access point for payments, enhancing security and organization. Perfect for managing subscriptions or online shopping! 🛡️

• Automatic Vendor Identification & Expense Sorting: Debut automatically identifies vendors and neatly sorts your expenses into categories. Say goodbye to manual tracking and hello to effortless expense management! 📊

• Category Limits: Stay on top of your budget by setting category limits. Track your spending in real-time and ensure you're staying within your financial goals. 🎯

• Savings Sheds: Create dedicated Savings Sheds for your special goals or a rainy day fund. Whether it's a holiday, a new gadget, or just some extra security, Savings Sheds help you save with purpose. 🏠

• Round-Up Savings: Supercharge your savings effortlessly by rounding up your expenses and adding the spare change to your Savings Shed. Small amounts add up quickly! 💰

• In-App Support: Need help? Contact our support team directly from within the app. Get quick answers and solutions without ever leaving the Debut environment. 💬

More to Come: We're constantly innovating and adding new features to make Debut even better. Stay tuned for exciting updates! 🚀

Important Note: Please remember that Debut is not yet a registered bank under the Banking (Prudential Supervision) Act. This reflects our future ambitions. Currently, investments with us are not supervised by the Reserve Bank of New Zealand. We are committed to transparency and will keep you informed every step of the way.

Features

• Quick and easy sign-up process.

• Order a free Debut Ora Mastercard.

• Virtual Tonu cards for payment access.

• Automatic vendor identification.

• Sort expenses by category automatically.

• Set category limits for budgeting.

• Savings Sheds for specific savings goals.

• Round up expenses to Savings Sheds.

• Direct in-app support.

Pros

• Easy sign-up process with ID verification.

• Free Debut Ora Mastercard available.

• Virtual Tonu cards for payment separation.

• Automatic vendor identification and expense sorting.

• Category limits for budget tracking.

• Savings Sheds for specific goals or emergencies.

• Round up expenses for automated savings.

• Direct in-app support access.

Cons

• Not a registered bank under NZ law yet.

• Investments not currently supervised by RBNZ.