Editor's Review
Welcome to Lunar, the award-winning banking app designed to simplify your financial life! 🏆 With Lunar, you can enjoy high-interest rates paid out monthly*, turn your daily spending into exciting travel rewards with SAS EuroBonus, and easily manage your budget, savings, and investments. It's the smarter way to bank! 🏦
Key Features:
- Free Bank Account: Apply directly in the app! No hidden fees, just simple and transparent banking.
- High-Interest Rates: Get up to 1.75%* in interest, no matter the amount! Watch your savings grow faster. 🌱
- SAS EuroBonus Rewards: Earn points with every purchase and redeem them for flights, hotels, and more! ✈️
- Private and Business Accounts: Whether you're managing personal finances or running a small business, Lunar has you covered. 💼
- Budgeting and Savings Tools: Stay on track with your spending and reach your financial goals with ease. 📊
- Simple Investing: Buy shares and invest in ETFs and index funds with our easy-to-use platform. 📈
Why Choose Lunar?
Lunar is more than just a bank account – it’s a comprehensive financial solution. With 950,000 users already on board and a 4.6-star rating on Trustpilot, you can trust Lunar to provide a seamless and secure banking experience. Plus, our Danish- and English-speaking support team is available until 23:00 on weekdays and 17:00 on weekends to assist you with any questions. 📞
For Personal Use (Denmark, Sweden, Norway):
Enjoy a free account with no hidden fees, get a complete overview of your finances, and receive notifications to help you stay on track. In Sweden, get a 2.75% interest rate on savings up to 1,050,000 SEK* with paid packages. Use the multi-currency card to switch between SEK, NOK, GBP, and EUR with no fees. 🌍
For Business (Denmark):
Lunar Business is designed for small businesses, offering Denmark's cheapest business account*. Choose from three unique plans, integrate with Dinero, Billy, or e-conomic for automatic bookkeeping, and automate payments. Get access to riskPoint cyber insurance and Tryg travel insurance, plus discounts on services like Dinero. 🏢
Security and Trust:
Lunar Bank is a Nordic bank with a banking license, supervised by the Danish Financial Supervisory Authority. Your money is protected by the Danish Guarantee Fund up to 100,000 EUR (approximately 750,000 DKK). Rest easy knowing your finances are safe and secure. 🛡️
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. Investing involves risk.
Features
Free bank account application in-app
Up to 1.75% interest on savings
SAS EuroBonus points for travel rewards
Private and business account options
Budgeting and savings tools
Investment platform for stocks and ETFs
Automatic bookkeeping for business accounts
Multi-currency card for international transactions
Customer support available 7 days a week
Expense management and company cards
Pros
High interest rates paid out monthly
SAS EuroBonus rewards for travel
Easy budgeting and savings tools
Simple investing platform
Nordic bank with a banking license
Danish Guarantee Fund protection
Business accounts with bookkeeping integration
Multi-currency card for international use
Customer support 7 days a week
Automated payments and expense management
Cons
Interest rates depend on the chosen plan
Investing involves risk
Loan options may be limited to Denmark