Editor's Review
🌟 Atlas is revolutionizing the credit card landscape, offering a fresh approach designed to be accessible and rewarding! 🚀 Unlike traditional credit cards, Atlas boasts 4x higher approval rates, making it easier than ever to get approved, even without an established credit history. 🎉
💳 Imagine getting instant approval without the hassle of leaving the app! Atlas connects with over 10,000 banks to determine a safe spending limit, ensuring you can manage your finances responsibly. Plus, with 0% APR, you'll never have to worry about interest charges. 💰
💸 But that's not all! Atlas automatically saves you up to 10% at over 50,000 locations you love, including Starbucks, Nike, DoorDash, Shake Shack, and Burger King. 🍔☕👟 With new savings added regularly, Atlas helps you keep more money in your pocket. 🤑
📈 Building credit is a breeze with Atlas. Every daily transaction helps build your credit, and the built-in auto-pay feature ensures you never miss a payment. Track your progress in the app and watch your credit score improve over time. 📊 Atlas reports to all three major credit bureaus: Equifax, Experian, and Transunion. ✅
🔒 Safety and security are paramount. Block your card anytime to prevent unauthorized transactions, and enjoy complete fraud protection. Atlas is built with industry-leading security practices in partnership with Patriot Bank and Mastercard. 🛡️
💸 Say goodbye to hidden fees! Atlas offers simple pricing: just $8.99 every 4 weeks, or $89/year with the annual plan. No surprises, just straightforward value. 💯
Disclaimer: Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Rewards and credit services are offered and managed by Atlas. Credit score increase is dependent on on-time payment behavior and never guaranteed.
Features
4x higher approval rates
Instant approval without leaving the app
Connect to 10,000+ banks
0% APR ensures no interest payments
Automatic savings at 50,000+ locations
Build credit with daily transactions
Built-in auto-pay
Track credit score in the app
Pros
Higher approval rates compared to traditional cards
Automatically saves money at popular locations
Builds credit with daily transactions
Safe and secure with fraud protection
No hidden fees, simple pricing structure
Cons
Requires a recurring fee ($8.99 every 4 weeks)
Credit score increase is not guaranteed