Experian

Editor's Review

Take charge of your financial health with the Experian app! 🌟 This comprehensive tool offers a multitude of features designed to help you understand, monitor, and improve your credit profile, all in one convenient place. Best of all, you can get started for free, no credit card required! 🎉

Free Credit Report and FICO® Score: Access your Experian credit report and FICO® Score* anytime, anywhere, without hurting your credit score. 🏦 Get updated information every 30 days, and gain insights into the factors that influence your score. Learn what actions you can take to improve your credit health. 📈

Experian Boost®: Instantly raise your FICO® Score* by using your existing payment history for bills like cell phone, utilities, and even video streaming services. 💡 This innovative feature can provide a quick boost to your credit score, helping you qualify for better rates and terms.

Experian Smart Money™: The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boost®! ¶

Credit Monitoring: Stay informed about changes to your credit profile with timely push notifications. 📱 Receive alerts when your FICO® Score* changes, new accounts are opened in your name, or inquiries appear on your credit report. Protect yourself from fraud and identity theft. 🛡️

Marketplace: Explore a variety of credit card, loan, and auto insurance options tailored to your unique credit profile. 🛒 Compare offers from multiple lenders and find the best deals to suit your needs. Save time and money by finding the right financial products for you. 💰

Premium Benefits: Unlock premium features like bill negotiation and subscription cancellation**. Let Experian's experts negotiate your bills to get you the best possible price. 💸 They can even cancel unwanted subscriptions, saving you time and money.

With Experian, you have all the tools you need to manage your credit and achieve your financial goals. Download the app today and start building a brighter financial future! 🌈

Features

• Free Experian credit report and FICO® Score

• Experian Boost® for raising FICO® Score

• Experian Smart Money™ account for credit building

• Credit monitoring with push notifications

• Marketplace for comparing financial options

• Bill negotiation and subscription cancellation

• Personalized insights for credit improvement

• Car insurance quotes comparison

Pros

• Free credit report and FICO® Score access

• Potential to raise FICO Score with Experian Boost®

• Credit monitoring with push notifications

• Marketplace for comparing financial products

• Bill negotiation and subscription cancellation service

Cons

• FICO® Score 8 model may differ from lender's model

• Experian Boost® results may vary

• Bill negotiation/cancellation savings not guaranteed