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App StoreEditor's Review
Welcome to Current, the mobile banking app that's transforming how you manage your money! 🚀 Current isn't just another banking app; it's a financial technology company committed to helping you spend, save, and manage your funds more effectively. With innovative features and a user-friendly interface, Current empowers you to take control of your financial future.💪
Key Features and Benefits:
💳 Build Credit: Safely build your credit with every swipe using the Build Card, with no credit checks required! It’s a fantastic way to establish or improve your credit score.📈
💸 Access Cash: Need a little extra? Eligible customers can qualify for up to a $500 Paycheck Advance. Get the funds you need, when you need them.💰
🚫 Skip the Fees: Say goodbye to unnecessary fees! Enjoy fee-free overdraft protection and access to fee-free cash withdrawals from 40,000 Allpoint ATMs across the U.S.🏧
🏦 Get Paid Faster: Get your payday up to 2 days earlier with direct deposit! Access your funds sooner and manage your bills and expenses with ease. 🗓️
💰 Save Smart: Boost your savings with an impressive annual bonus of up to 4.00% on your savings. Watch your money grow faster with Current! 📈
🎁 Get Rewarded: Earn up to 7x the points and cash back on your purchases at participating merchants. Enjoy rewards while you spend! 🎁
📞 24/7 Support: Need help? Current offers 24/7 support directly in the app. Get assistance whenever you need it, day or night. 🌙
Important Information:
Current is a financial technology company and not an FDIC-insured bank. Banking services are provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. FDIC insurance covers the failure of an FDIC-insured bank, with coverage up to $250,000. Certain conditions must be met for pass-through deposit insurance to apply.⁵
The Current Visa® Debit Card is issued by Choice Financial Group, and the Current Visa® secured charge card is issued by Cross River Bank. Both cards can be used wherever Visa debit and credit cards are accepted.
Features
Build credit with the Build Card
Access up to $500 Paycheck Advance
Fee-free overdraft and ATM withdrawals
Get paid up to 2 days faster
Earn up to 4.00% annual bonus
Earn up to 7x points and cash back
24/7 in-app customer support
Mobile banking app with Visa credit/debit cards
Pros
Build credit safely with every swipe
Access up to a $500 Paycheck Advance
Fee-free overdraft & cash withdrawals
Get paid up to 2 days faster
Earn up to 4.00% annual bonus on savings
Get up to 7x the points and cash back
24/7 support available in the app
Cons
Some fees may apply
Variable Boost rate on Savings Pods
