Editor's Review
Tired of the traditional payday wait? 😩 B9 is here to revolutionize your financial life! 🎉 With over 1.5 million downloads and counting, B9 offers a seamless way to access your earnings as you work. No more waiting for your next payday – get the cash you need, when you need it! 🚀
What is B9?
B9 is a cash advance app that lets you access up to $500 per pay period. It’s designed to help you handle unexpected bills, expenses, and financial surprises without the stress of waiting. Plus, there are no interest charges, no credit checks, and no late fees! 🏦
Key Features:
- Instant Cash Advances: Access up to $500 per pay period. 💸
- B9 Visa® Debit Card: Earn up to 5% cash back on eligible purchases. 💳
- Credit Monitoring: Keep track of your credit goals with the Premium Plan. 📊
- Flexible Subscription Plans: Choose between Basic and Premium plans to suit your needs. 💡
How Does It Work?
- Download & Open Account: Start by downloading the B9 app and setting up your account. 📲
- Direct Deposit: Deposit your income into your B9 account. This includes paychecks, side hustle income, government benefits, and more! 💰
- Check Eligibility: See how much you’re eligible to advance. ✅
- Withdraw or Spend: Use your cash advance whenever you need it. 🛍️
- Automatic Debit: When your next paycheck arrives, your B9 account will be debited for the advanced amount. 🔄
- Increase Advance Amount: The more on-time payments you make, the more you can advance over time. 📈
Subscription Plans:
- Basic Plan ($11.99 or $0* monthly fee):
- Up to $100 cash advance
- B9 Visa® Debit Card with up to 5% cash back
- No fee ACH withdrawals
- Instant transfers to other B9 members
- Premium Plan ($19.99 or $0* monthly fee):
- Up to $500 cash advance
- B9 Visa® Debit Card with up to 5% cash back
- No fee ACH withdrawals
- Instant transfers to other B9 members
- No-impact Credit Report
- Credit Score Simulator
*Subscription fee waived for the first 30 days of B9 Basic. Continue to get your B9 subscription fee free if you direct-deposit more than $5K/month.
Important Information:
- B9 is not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC.
- B9 advance is an optional, no-fee service that requires setting up a direct deposit to your B9 account.
- Eligibility and advance amounts vary based on account history, income, and other factors.
Ready to experience financial flexibility? Download B9 today and take control of your finances! 💪
Features
Cash advances up to $500 per pay period
B9 Visa® Debit Card with cash back
Credit monitoring in Premium Plan
Instant cash advance access
No-fee ACH withdrawals
Instant transfers to B9 members
Credit Score Simulator
Basic and Premium subscription plans
Pros
Access paycheck early, avoid payday wait
No interest, credit checks, or late fees
Earn up to 5% cash back with B9 Visa
Credit monitoring feature in Premium Plan
Instant transfers to other B9 members
Cons
Subscription fees for Basic and Premium Plans
Additional fees for instant withdrawals/deposits
Cash advance eligibility varies
May not be available in all states
Advances amounts range from $30 to $500 per pay period