Zip - Shop Now, Pay Later

Editor's Review

Zip is a versatile platform designed to make your purchases more manageable and affordable. With Zip, you can spread the cost of your shopping over time, making it easier to balance your budget. Whether it's for everyday spending or bigger life purchases, Zip offers flexible solutions tailored to your needs. 🌟

Zip Pay: Perfect for your everyday spending, Zip Pay lets you access between $350 and $1,000 interest-free. Use it anywhere Visa is accepted, from groceries and petrol to beauty and fashion. Enjoy the convenience of paying nothing until the end of the following month and bundling all your purchases into one manageable weekly, fortnightly, or monthly repayment. 🛍️💳

Zip Money: For those bigger steps in life, Zip Money provides access to up to $5,000. Ideal for holidays, renovations, electronics, and more, you’ll get a minimum of 3 months interest-free on every purchase, with options for up to 5 years interest-free at select Zip partners. Make those significant purchases without the immediate financial strain. ✈️🏠

Customise Your Repayments: Tailor your repayment frequency, amount, and date to fit your financial situation. With Zip Money, you can split purchases over $300 into equal interest-free installments, helping you avoid interest charges. Stay in control of your finances with ease. 🗓️💱

Deals, Offers & Cashbacks: Unlock instant cashback rewards online and in-store at select Zip partners. Access exclusive offers and take advantage of interest-free periods up to 5 years with Zip Money at participating retailers. It’s a win-win! 🎁💰

Easy Payments: Zip makes payments seamless. Tap to pay in-store using Zip Pay on your phone wherever Visa contactless is accepted. Create virtual cards for secure online shopping or use the barcode feature at over 44,000 Zip Money partners for quick checkouts. Shop directly from the app at popular retailers like eBay, Jetstar, Catch, Amazon, Bunnings, and JB HiFi. Plus, pay over 60,000 BPAY® Billers, including mobile, utility, insurance, medical, and vet bills. You can even buy gift cards from over 120 brands, adding a personal touch with messages and GIFs. 📱💸

Stay Informed: Keep track of your finances with notifications for upcoming repayments, balance checks, statements, and transaction history. Easily manage your repayments and stay in control. 🔔📊

With Zip, you’re not just making purchases; you’re managing your financial life with greater flexibility and ease. 🎉

Features

• Customisable repayments to suit your needs

• Zip Pay for everyday spending up to $1,000

• Zip Money for bigger purchases up to $5,000

• Earn cashback rewards at select Zip partners

• Pay bills easily through the app

• Buy gift cards from over 120 brands

• Tap to pay in-store with Zip Pay

• Virtual cards for secure online shopping

Pros

• Customizable repayments to suit your needs

• Offers both Zip Pay and Zip Money options

• Earn cashback rewards at select Zip partners

• Easy in-store and online payment options

• Stay in control with insights and notifications

Cons

• Monthly account fees may apply

• Interest charges may apply if not paid on time