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Welcome to the world of smarter money management with KOHO! 🚀 Join over 1 million Canadians who are already enjoying the benefits of this modern, full-service spending and savings account. KOHO is designed to cater to your unique financial needs with personalized plans, no hidden fees, and instant cash back rewards. 💰
Personalized Plans for Everyone
KOHO offers three distinct plans – Essential, Extra, and Everything – tailored to suit different spending and saving habits. Whether you want to boost your cash back, build your credit, or earn more interest, there’s a KOHO plan for you. 🌟
Earn More, Spend Less
Get rewarded for your everyday spending with KOHO’s fantastic cash-back benefits. Earn up to 2% back on groceries, food, drinks, and transportation, and 0.5% cash back on all other purchases. 🎉
Goodbye, Unnecessary Fees
Say goodbye to e-transfer fees, ATM withdrawal fees, and hidden charges. KOHO is committed to saving you money by eliminating those pesky bank fees. 👋
Build Your Credit History
Improve your credit history effortlessly with KOHO's Credit Building program. Secure a line of credit, make timely repayments, and watch your credit score grow. 🌱
Earn Interest on Everything
Maximize your earnings with a 5% High Interest Savings Account (HISA). Watch your money grow steadily and achieve your savings goals with reliable, consistent growth. 📈
Start Spending in Minutes
Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support. 💬
Refer & Earn
Share the KOHO love and earn $20 for each friend you refer. Plus, your friends will get a $20 bonus to kickstart their financial journey! 🎁
Peace of Mind Guaranteed
KOHO partners with Mastercard to ensure your money is held securely. You can also lock your card in-app for added protection and enjoy a zero-liability policy for unauthorized use. 🛡️
As featured in major publications like NASDAQ, Bloomberg, and CBC, KOHO is a trusted fintech company dedicated to delivering outstanding financial products. 📰
Try KOHO today and unlock your full financial potential! ✨
Features
Personalized plans for every spending style
Earn up to 2% cash back on purchases
No hidden fees or unnecessary charges
Credit building program to improve credit history
Earn 5% interest on your entire balance
Instant virtual card for immediate spending
Refer friends and earn $20 for each referral
Lock your card in-app for added security
Pros
Earn cash back on everyday spending
Build your credit history effortlessly
Earn high-interest on your entire balance
Cons
It is not a bank, but a fintech company
Interest rates can change without notice
