Editor's Review
Tired of the stress of managing bills and the fear of late fees? 😩 Deferit is here to revolutionize the way you handle your finances! 🤩 This innovative app allows you to budget and pay any bill with no interest or late fees. 🙌 Simply upload a bill, choose how much to pay, and Deferit pays it for you. You then pay back over time in 4 simple installments! 🗓️
Move payments and stay on top of your bills all from within the app. 📱
Split bills in 4:
- Simply take a photo 📸, screenshot 🖼️ or add a file. 📁
- Select the amount to pay your biller. 💰
- Deferit pays them the full amount upfront. 💸
- You pay back over time in installments! ⏳
Save money on your bills:
- Pay less for the same service across internet, phone, TV and more. 💻 📱 📺
- Deferit's team of account experts negotiate with your biller. 🤝
- If they can't save you money, you don't pay anything. 💯
Build your credit history with any bill payment:
- Most bill payments go unreported, Deferit changes that. 🏦
- Pay any bill as you normally would through the Deferit app. ✅
- Deferit reports the payment to the three major credit bureaus. 📈
- Building credit history can attract lower rates on loans and more. 📉
Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills. 🇺🇸
The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.
Features
Split bills into 4 interest-free installments.
Negotiate bills to save money.
Report bill payments to credit bureaus.
Manage and pay bills in one app.
Pay any bill, including utilities and credit cards.
Account experts negotiate with your biller
Build your credit history with any bill payment
No interest or late fees
Pros
Pay bills in installments.
Save money on internet, phone, and TV bills.
Build credit history with bill payments.
Cons
Monthly membership fee of $14.99.
Processing fee of $0.99 per payment.