myBOQ

Editor's Review

Welcome to the myBOQ app, your gateway to a streamlined and modern banking experience! 🏦 This app is designed to provide quick, easy, and secure access to your finances, right at your fingertips. Whether you're new to BOQ or an existing customer, myBOQ offers a range of features to help you manage your money effectively.💸

New Account Opening: New users can open a bundled BOQ Future Saver and Everyday Account, BOQ Smart Saver and Everyday Account, or a Simple Saver account in just minutes directly from the app. Say goodbye to lengthy paperwork and branch visits! 🚀

Account Access: Enjoy quick and secure access to your accounts using face or fingerprint recognition. No more fumbling with passwords – a simple swipe or smile gets you in! 🤳

Key Features:

• No Monthly Fees: Account fees are a thing of the past with myBOQ. Keep more of your money where it belongs – in your pocket! 🚫💲
• Digital Wallet: Add your card to your digital wallet and start using it instantly. Enjoy the convenience of contactless payments wherever you go. 💳📲
• Spending & Savings Overview: View all your spending and savings accounts in one place. Get a clear picture of your financial health at a glance. 📊
• Instant Payments: Pay or get paid instantly with PayID & Osko. Need to use BPAY? That’s available too! ⚡
• Multiple Saver Accounts: Open up to 9 saver accounts to manage your savings across multiple goals. Whether it's a vacation, a new car, or a rainy day fund, stay organized and on track. 🎯
• Savings Goals: Add goals to your accounts and keep focused on what you’re saving for. Visualize your progress and stay motivated. 🥅
• Joint Accounts: Open joint accounts to save with a partner or a friend. Sharing is caring! 🤝
• In-App Support: Get help when you need it with in-app Live Chat. Our support team is just a click away. 💬
• Bonus Interest: Supercharge your savings with bonus interest on your BOQ Future Saver™ or BOQ Smart Saver™ each month that you meet the criteria. See your savings grow faster! 🌟
• Round Ups: Automatically add to your savings with Round Ups. Every purchase rounds up to the nearest dollar, and the difference goes straight into your savings account. 🐖
• Bill Tracking: Get reminders about upcoming bills so you can ensure you have sufficient funds available. Avoid late fees and stay on top of your payments. 📅
• Budgeting Tools: Set spending budgets on specific categories (like groceries) and get personalized insights and real-time alerts to help you manage your money better. 💰

While myBOQ offers a wealth of features, it's important to note that access to some account types (Day2Day, Fast Track Starter, Term Deposit, Credit Card or Home Loan accounts) requires using the BOQ Mobile app. Also, bonus interest rates are subject to meeting specific monthly criteria. Be sure to review the terms and conditions for full details.

Download myBOQ today and take control of your financial future! 🚀

Features

• Open accounts quickly

• No monthly fees

• Add card to digital wallet

• View spending and savings

• Face/fingerprint recognition

• Pay with PayID, Osko & BPAY

• Open multiple saver accounts

• Set savings goals

• Open joint accounts

• In-app Live Chat support

• Earn bonus interest

• Automated Round Ups

• Track upcoming bills

• Budgeting tools

Pros

• Open accounts in minutes directly from the app

• Enjoy no monthly account fees

• Instantly pay or get paid with PayID & Osko

• Open up to 9 saver accounts for different goals

• Track bills and set spending budgets for insights

Cons

• Limited to specific account types for new users

• Requires meeting criteria for bonus interest rates